Working Solutions CDFI is the First to Believe in start-up and early-stage businesses by providing diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in Northern California. Whether you are a first-time business owner or a serial entrepreneur, have limited credit history or stellar credit, have a banking partner or have been turned down for a bank loan, are an existing business or your business is pre-revenue, Working Solutions offers affordable loans, application assistance, and free business consulting to support your next step.